Marshall is an accomplished leader with more than 30 years of real estate, bank regulatory, compliance, risk management, finance/accounting, and legal experience. He joined Amerant Bank, N.A. (“Amerant”) as EVP, Chief Legal Officer responsible for the organization’s corporate governance and legal affairs in June of 2022. Prior to joining Amerant, in December of 2020, Marshall and a team of seasoned mortgage banking executives, in partnership with Amerant, formed Amerant Mortgage, LLC to provide the marketplace a differentiated mortgage experience.

He joined City National Bank of Florida (“City National) in February 2009 and served as Enterprise Risk Executive & Co-General Counsel and towards the end of his tenure was General Counsel, Secretary, and Trust Officer.  At City National, Marshall had accountability for the legal affairs of the bank and was also responsible for all non-credit risk, including BSA/AML/OFAC and regulatory compliance.  In addition, his responsibilities included leadership role in the Management Executive Committee, strategy development and management of regulatory relations.

Prior to his role at City National, Marshall joined Wachovia in January 2003 and served in the Legal Division as Assistant General Counsel for the General Banking Group (“GBG”).  In August 2005, Marshall joined the GBG’s Operations Group as Director of International & High-Risk Customer Governance.  There he was responsible for executing against USA PATRIOT Act, Bank Secrecy Act and OCC mandates with respect to high-risk customers (e.g., NRAs, MSBs, PEPs, charities, foreign legal entities, travel agencies, etc.).  To that end, Marshall was directly responsible for: (i) the GBG’s CIP program; (ii) establishing adequate policies and procedures/controls framework, risk assessments, etc., for the bank’s high-risk customers, (iii) executing against those policies and procedures, (iv) created/managed an analytics and quality assurance team, and (v) managed a team of 100 plus FTE with a budget of over $9 million.

Before joining Wachovia, his experience revolved around financial services/bank consulting in a variety of regulatory matters.  Formerly of the FDIC, Marshall has extensive experience in working with the federal and state bank/thrift regulatory agencies.  His experience includes managing applications and notices regarding all aspects of mergers and acquisitions, de-novo branches, branch closures, bank/thrift holding company formations, de-novo bank and thrift applications, development of business plans & proforma financials for de-novo applications, etc.  In addition, Marshall served as general counsel and compliance officer at a large multi-state/country money transmitter and has extensive banking experience dealing with money services businesses.

Marshall holds a Juris Doctorate from the University of Illinois, a CPA certificate, and dual undergraduate degrees in finance and international business from Florida International University (FIU). He is an adjunct professor at the FIU Law School, where he teaches banking and finance law/regulation. He has served on the advisory board for the Florida International Bankers Association’s AML Compliance Conference, the task force for the ACAMS AML & Financial Crime Conference, and was co-chair of ACAMS South Florida Chapter. Marshall is a past president of the South Florida Banking Institute and is a member of its Board of Directors. He also serves on the FIU President’s Counsel, the Florida Banker’s Association (“FBA”) appointed Marshall to serve on Citizens Property Insurance Corporations’ Market Accountability Advisory Committee, he served for years on the FBA’s Government Relations Committee, and during his time with Amerant served on the United Way Miami’s Board of Directors (where he is a Tocqueville Society Member). He is a frequent speaker domestically and internationally on issues related to anti-money laundering and banking/financial law and regulation.

S. Marshall Martin, Esq.
Of Counsel
Serber & Associates, P.A.