Economic Update
April 21, 2021
Cybersecurity Awareness Month – Do Your Part
October 20, 2021

The South Florida Banking Institute will be providing insights on current accounting and regulatory issues (Hot Topics) affecting the banking community, locally and nationally, which include CECL implementation, PPP loan forgiveness, liquidity, impact from covid, and mergers and acquisitions. Detailed discussions will take place through experiences presented by panelists, which are comprised of local community bank Chief Financial Officers. A question-and-answer portion will be provided as part of the forum.

This session is eligible for 1 hour CPE credit in “Accounting and Audit”

Join us for an interactive panel discussion on:

Date : September 15th, 2021
Time : 9:00 am – 10:00 am

Event Registration Fee :
SFBI Members : Free
Non-Members : $25.00

Location :
Zoom Webinar


Frank Gonzalez, CPA, CFF, Financial Institutions & Specialty Finance Practice National Assurance Leader/Assurance Partner

As part of the firm’s audit & assurance team, Frank provides audit, business consulting, SEC compliance, and advisory services to organizations in a wide range of industries including real estate, financial institutions (community banks, international banks, and investment funds), manufacturing, technology, and telecommunications. Frank is highly experienced in the rigorous regulatory and compliance standards applied to the industry and works with both domestic and international banking organizations. He has experience in performing audits and advisory services to banks ranging in size from billion-dollar multinationals to de novo (start-up) institutions. Frank works with clients to accomplish financial and operational objectives through initial and secondary public offerings, capital formation, and mergers and acquisitions. He is skilled in first-time thorough audit engagements and in providing audit and business advisory services to public and privately held companies. Frank is licensed to practice in the states of Florida, Illinois, and New York. PROFESSIONAL AFFILIATIONS American Institute of Certified Public Accountants Certified in Financial Forensics Cuban-American Certified Public Accountants, Advisory Board Member & Past President Florida Institute of Certified Public Accountants, Miami Downtown Chapter, Past Board Member/Officer The Alliance of M&A Advisors, Board Member South Florida Banking Institute, Board Member & Past President

Area Stage Company, Board of Directors CINTAS Foundation, Treasurer Florida International University, School of Accounting Advisory Board Member; Athletic Association Board Member; Alumni Association Lifetime Member; School of Business Leadership Circle Board Member; Sigma Phi Epsilon Fraternity Alumni Board Member Greater Miami Chamber of Commerce, Board Member; Leadership Miami Graduate Orange Bowl Committee, Member; Executive Committee Treasurer, 2015-2019; Second Vice Chair Kiwanis Club of Little Havana and Foundation, Member SebastianStrong, Board Member United Way of Miami-Dade, Board of Directors, Treasurer; Board of Trustees; Campaign Chair; Finance and Administration Committee Member; Audit Committee Chairman; Tocqueville Society.

AWARDS FIU Alumni Association, Torch Award (Distinguished Alumni), 2018 Greater Miami Chamber of Commerce, Salute to Miami’s Leaders (Banking and Finance), 2010 South Florida Business Journal, Power Leader in Banking and Finance, 2016 South Florida Business Journal, Excellence in Accounting Award Finalist, Litigation Support, 2005 & 2006 South Florida Legal Guide, Top CPAs in Litigation Support, 2006-2020


Rob Anderson – Executive Vice President, Chief Financial Officer
U.S. Century Bank

Mr. Rob Anderson is the Executive Vice President, Chief Financial Officer of U.S. Century Bank. Mr. Anderson is responsible for defining and executing strategies that continue to evolve the Bank’s business practices to increase efficiencies, enhance customer and employee experiences with digital technologies and build shareholder value. Previously, Mr. Anderson served as Chief Financial Officer and Chief Administrative Officer of CapStar Financial Holdings.

Mr. Anderson earned a bachelor’s degree in Accounting from The Ohio State University and a Master of Business Administration in Finance from Pepperdine University Graziadio Business School. He is also a graduate of the University of Virginia Darden School of Business Executive Education series.

Stan Rubin – Executive Vice President, CFO, CRO
Ocean Bank

Stan Rubin joined Ocean Bank as Executive Vice President and Chief Financial Officer in March 2010, adding the Chief Risk Officer role in 2011. In addition to CFO and CRO responsibilities, Mr. Rubin plays a key role in Ocean Bank’s corporate governance and is the key liaison with its regulators.

Ocean Bank is the largest independent state-chartered commercial bank headquartered in Florida. Its transformation during the past 10 plus years has been extraordinary. Non-performing assets were reduced from over 15% of total assets to less than 0.5%; after multiple-year losses, the Bank recognized a profit in 2012 and has remained profitable; and the Bank more than doubled its regulatory capital without a capital injection. This resulted in the Bank’s regulators terminating a Cease & Desist/Consent Order in 2014 that had been in effect since 2007 and BauerFinancial upgrading the Bank’s rating from zero stars to five stars.

Stan Rubin came to Ocean Bank after a 20-plus-year career at Citibank/Citigroup where he held various CFO, Controller, BSA/AML/Compliance, Internal Control, and Shared Service Center positions. His tenure with Citi included positions based outside the US, in Europe, Asia, Canada, Central America, and South America

He also served as the CFO of American Express’s Japan/Asia Pacific/Australia Region. Stan Rubin serves on the Board of the Motivational Edge and the Advisory Board of the Village of Allapattah YMCA Family Center.

Mary Usategui – Executive Vice President & Chief Financial Officer
Professional Bank

Mary Usategui has served as the Executive Vice President and Chief Financial Officer of Professional Bank since April 2014. Usategui previously served as Vice President and Controller for Professional Bank from May 2010 until March 2014. Prior to joining Professional Bank, she served in various roles, including Senior Financial Officer with Coconut Grove Bank from 2003 to 2010. In all, she has over 18 years of banking experience. Usategui has been a Florida Bankers Association (FBA) BancServ board member since June 2020. She also served as a bank advisory board member for the AAA Scholarship Foundation from 2016 to 2020. She is actively involved in mentoring inner-city youth and has helped transform the lives of multiple children in the South Florida community. Usategui is a Florida-licensed certified public accountant and received her Master of Accounting from the University of Miami and both her Master of Science degree in Finance and her Bachelor’s degree in Business Administration, Finance and International Business from Florida International University. She was recently recognized by the South Florida Business Journal in 2019 as a “40 under 40” honoree and was named the 2020 “CFO of the Year” by the South Florida Business Journal. Most recently, Usategui was instrumental in helping take Professional Holding Corp. public and list on the NASDAQ in February 2020.