SoFLBI President Asnardo GarroAhead of the curve, the South Florida banking community has realized positive momentum over the last several years in its post crisis journey. Many economists believe that South Florida is positioned well for the future and the banking community continues to demonstrate a very optimistic drive for the remainder of the 2015 and into 2016 year. However, there still continues to be much uncertainty on several regulatory fronts. Consequently, the industry continues to be accustomed to increased legal and regulatory pressures, with the anticipation that it will further facilitate stabilization in the banking industry. With these uncertainties in the banking industry, the South Florida Banking Institute is positioned well to support our member institutions during these challenging times. We assist and provide the necessary tools and resources to not only navigate such regulatory uncertainties, but more importantly, get back to growing their businesses. I’m encouraged for our future, and I’m humbled and honored to serve as your President. I want to thank all our members, particularly the Board of Directors for their time and commitment to our organization. I would like to encourage all of you to continue coming to our events and promote it amongst your friends and colleagues. With this in mind, we have developed an exciting events schedule for fiscal year 2015-2016 and look forward to seeing each of you as we continue to work together and keep the South Florida banking community as one of the premiere banking communities in the country.>



   Daniel R. Martinez
   President, South Florida Banking Institute 2015